Principal Product Manager, Commercial Banking at Sofi

Company: Sofi
Location: CA - San Francisco; NY - New York City; WA - Seattle
Employment type: full-time
Posted: 2026-09-01

<div class="content-intro"><a href="https://www.sofi.com/sofi-employee-applicant-privacy-notice/" target="_blank">Employee Applicant Privacy Notice</a> Who we are: <div> Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. </div></div>The Role:&nbsp; We’re building Commercial Banking from the ground up and are looking for a Principal Product Manager&nbsp; to lead the strategy, roadmap, and delivery of our next-generation business banking platform. This is a 0→1, company-level role responsible for defining how businesses move and manage money across modern rails — including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement. You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses.&nbsp; You’ll operate with high autonomy, influence executive strategy, and lead complex, regulated financial systems from concept through scale. What you’ll do:&nbsp; <ul> <li style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"> Define the multi-year product vision and roadmap for Commercial Banking </li> <li style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"> Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs </li> <li style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"> Lead 0→1 product development from discovery through launch and scale </li> <li style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"> Manage and grow a product team to drive roadmap and delivery as business scales </li> <li style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"> Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life </li> <li style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"> Translate regulatory and operational constraints into elegant product solutions </li> <li style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"> Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance </li> <li style="font-size: 12pt; font-family: arial, helvetica, sans-serif;"> Influence company strategy and mentor other PMs as a subject-matt

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